Lyfords UK pension transfer service
Taxation Increments Table

Taxation Increments Table

You can work out your tax obligation from the table above. Provided you have not opted out you are exempt transfer tax during the first four years, under transitional tax residency status. The table assumes the first 4 years are tax exempt and your tax liability...
Fees for UK to New Zealand Pension Transfer

Fees for UK to New Zealand Pension Transfer

Are you aware of what fees can be charged on your transferred pension? When you enlist the help of a financial adviser, you’ll pay ongoing fees that are based on the value of the total pension amount. To make sure that you’re not paying too much in fees and that your...
The value of a Financial Adviser

The value of a Financial Adviser

According to research conducted by Russell Investments, a financial adviser can add more than 5% to a client’s portfolio. They also found New Zealand advisers add more value to their clients than advisers in the US and Australia. An adviser adds value by defining a...
Covid-19: Business will never go out of business

Covid-19: Business will never go out of business

While the impact of Covid-19 on world economies has not fully played out and portfolios have taken a hit; in my opinion, we are not seeing a free fall in share markets. If you look at the US market from its high at the beginning of February to its low on 23 March we...
Fantastic tax savings are possible with Pension Transfers

Fantastic tax savings are possible with Pension Transfers

If you transfer your UK pension within the first four years of becoming a New Zealand tax resident, you are exempt from paying tax on the transfer value. If you transfer after four years of becoming a tax resident, your tax liability will be based on the IRD tax...
5 reasons to transfer your Defined Benefit scheme

5 reasons to transfer your Defined Benefit scheme

‘Final Salary’ schemes – also referred to as ‘Defined Benefit’ schemes – are a hot topic of debate in the UK. People are questioning whether to stay in these schemes, or cash out of them based on the incentives being offered to exit...
BREXIT: What will you do with your pension?

BREXIT: What will you do with your pension?

The on-going Brexit negotiations and subsequent demise of the UK exchange rate have resulted in Brits who have moved to NZ (good choice!) swinging on the end of a pendulum; wondering if they should wait for a more favourable exchange rate, or bite the bullet and...
How much should it cost to transfer a pension?

How much should it cost to transfer a pension?

Everything you need to know about Pension Transfer Fees Some companies charge high fees for pension transfers, others charge low fees – and some charge none at all. What’s the difference? What’s the risk of taking up a free service? When you’re offered something...
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