Fourth Quarter Lyfords Newsletter 2023

Fourth Quarter Lyfords Newsletter 2023

The conclusion of the year brought about notably positive outcomes, with the final quarter yielding strong returns across diverse asset classes, thereby enhancing the favorable performance of investment portfolios. Within this update, our primary article offers an...
Third Quarter Lyfords Newsletter 2023

Third Quarter Lyfords Newsletter 2023

Our Spring Newsletter Update covers the period from July to September 2023. Following a robust first half of the year, financial markets relinquished some of their gains during the third quarter, with a continued focus on inflation, interest rate expectations, and the...
Closure of Kiwi Wealth Super Scheme

Closure of Kiwi Wealth Super Scheme

Investors who had transferred their UK Pensions into the Kiwi Wealth Super Scheme have been advised this week that the scheme is closed to new members from 4 October and will wind-up effective 31 December 2023.  Fisher Funds which now owns the Kiwi Wealth funds stated...
Second Quarter Lyfords Newsletter 2023

Second Quarter Lyfords Newsletter 2023

In the current quarterly update, we delve into the following topics: As the global struggle against inflation intensifies, resulting in elevated interest rates, the economic panorama has grown notably intricate. Many regions are encountering a deceleration in growth,...
First Quarter Newsletter 2023

First Quarter Newsletter 2023

As the world moves towards post-Covid recovery, the focus is shifting towards combating inflation and ensuring economic resilience. Central banks are facing a delicate balancing act between addressing inflationary pressures while avoiding pushing their economies into...
Lifetime allowance removal

Lifetime allowance removal

On the 15th March 2023 the Chancellor announced that the Lifetime Allowance (LTA) on UK pension funds will be abolished from April 2024. The Lifetime Allowance tax charge has been removed from the 6th April 2023. The Chancellor also announced an increase in the Annual...
Proposed change to minimum UK pension age

Proposed change to minimum UK pension age

Legislation in the UK will be introduced in the Finance Bill 2021-22 to provide a framework of protections and increase the normal minimum pension age (NMPA) from age 55 to 57 from 6 April 2028. This measure would increase the NMPA, which is the minimum age at which...
Changes to UK Pension transfer regulations – residency

Changes to UK Pension transfer regulations – residency

From 30 November 2021 the UK Pension Regulator is requiring UK pension trustees and scheme managers ensure specific checks are made before complying with a member’s request to transfer their pension. Specifically pension members who wish to transfer their...
NZ Retirement Expenditure Guideline

NZ Retirement Expenditure Guideline

The 2021 Retirement Expenditure Guideline study undertaken by Massey University is designed to assist pre-retirement New Zealanders make financial plans for retirement. The report says the average retired household continues to spend in excess of NZ Superannuation,...
Change to qualifying age for immigrants and returning Kiwis

Change to qualifying age for immigrants and returning Kiwis

Immigrants to New Zealand and returning Kiwis who have spent a large portion of their working lives overseas will have to wait longer to qualify for NZ Superannuation. The New Zealand Superannuation and Retirement Income (Fair Residency) Amendment Bill 2021 changes...
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