Lyfords UK pension transfer service
Why its more difficult transferring Defined Benefits

Why its more difficult transferring Defined Benefits

In 2016 the UK Financial Conduct Authority (FCA) made it compulsory when transferring a Defined Benefit scheme with a transfer value of over £30,000 to obtain advice from a FCA regulated adviser prior to transfer. In order to give this advice the FCA adviser needs to...
Scam by Banks – hidden foreign exchange fees

Scam by Banks – hidden foreign exchange fees

If you are using one of the major banks in New Zealand to transfer currency, you are probably being ripped off with hidden transaction fees. While banks declare a fee for transferring foreign currency, often the real undisclosed fee is hidden in the exchange rate that...
Fees for UK to New Zealand Pension Transfer

Fees for UK to New Zealand Pension Transfer

Are you aware of what fees can be charged on your transferred pension? When you enlist the help of a financial adviser, you’ll pay ongoing fees that are based on the value of the total pension amount. To make sure that you’re not paying too much in fees and that your...
The value of a Financial Adviser

The value of a Financial Adviser

According to research conducted by Russell Investments, a financial adviser can add more than 5% to a client’s portfolio. They also found New Zealand advisers add more value to their clients than advisers in the US and Australia. An adviser adds value by defining a...
How much should it cost to transfer a pension?

How much should it cost to transfer a pension?

Everything you need to know about Pension Transfer Fees Some companies charge high fees for pension transfers, others charge low fees – and some charge none at all. What’s the difference? What’s the risk of taking up a free service? When you’re offered something...
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