Your pension maybe worth more in NZ if you transfer it from the UK

Transfer your UK Pension seamlessly with Lyfords
QROPS specialists covering transfers throughout New Zealand

Your pension maybe worth more in NZ if you transfer it from the UK

Transfer your UK Pension seamlessly with Lyfords
QROPS specialists covering transfers throughout New Zealand

Your pension maybe worth more in NZ if you transfer it from the UK

Transfer your UK Pension seamlessly with Lyfords
QROPS specialists covering transfers throughout New Zealand

Your pension maybe worth more in NZ if you transfer it from the UK

Transfer your UK Pension seamlessly with Lyfords
QROPS specialists covering transfers throughout New Zealand

Lyfords has over 25 years experience transferring UK pensions to New Zealand. We specialise in making your money work for you once it is transferred.

About Lyfords

We are unbiased and impartial, and are not owned by, or tied to, any product provider. We act in your best interests.

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Why Transfer

There are 7+ key reasons why our clients have transferred their UK pensions. The most common theme is control of their funds.

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On-going Advice

Lyfords offers a full financial planning service, which includes identifying your objectives and setting up plans to achieve your goals.

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Alison & Richard Renfrew, Directors, Financial Advisers - Lyford Investment Management Ltd

About Us

Lyford Investment Management Limited is operated by Alison & Richard Renfrew. The company provides advice based on decades of experience. Both Alison and Richard have earned their Diplomas in Financial Planning, are Certified Financial Planners (CFP is an internationally recognised designation) and are Trusted Advisers (awarded by Financial Advice New Zealand).

Check out Meet the Team page for our other advisers and admin.

In addition to Lyfords UK Pension Transfer service, advice is available on wealth management, retirement planning, diversified investment portfolios, and personal insurance.

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Why Transfer my pension?

Transferring your UK pension can be confusing and a time consuming process. We remove much of the rigmarole of transferring your pension from the United Kingdom to New Zealand. We explain how the transfer process works; what to look out for when transferring your pension to a New Zealand qualifying recognised overseas pension scheme (QROPS); and provide expert advice around UK pension legislation and entitlements in New Zealand.

We can also inform you on how much tax you will pay when you transfer your UK pension to NZ.

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“Lyfords have made what appeared to me to be a very complex process, very straight forward. My UK pension was transferred with a minimum of fuss, with Lyfords providing all the support and advice that I needed to reach this outcome as quickly as possible.”

— Scot F

QROPS Requirements

When transferring your UK Pension, you’ll need to meet specific criteria set by the HMRC. A New Zealand QROPS superannuation scheme is set up to meet these requirements.

Lyfords are NZ QROPS specialists and work with only the best QROPS providers in New Zealand.

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Contact us Now

“I was very impressed with your services and your proposal was without a doubt the most transparent and comprehensive one I received.”

— T B

Transfer Process

We like to keep things simple. That’s why we’ve created a step-by-step process so that you know exactly what is happening with your pension. You can have peace of mind knowing a registered, award-winning financial adviser is looking after your transfer.

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Lyfords 6 step UK pension transfer process

“I can’t recommend Lyford’s highly enough and if you are thinking about transferring your pension or are just after some advice regarding anything financial, just get in touch.”

— Simon W

QROPS New Zealand News

New rules, new opportunities, new risks

Jun 3, 2026

UK Pension Transfers to New Zealand in 2026: New Rules, New Opportunities, and New Risks For thousands of British expats and returning New Zealanders, transferring a UK pension...